Tom Hua Mortgage Loan Officer

Mortgage Loan Services in California

Knowledge counts in home loan approval. Mortgage Loan Officer Tom Hua shines there. Tom is the go-to mortgage expert with years of expertise in the financial business. He is an essential resource for loan seekers due to his industry knowledge and ability to customize solutions.

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About Us

About Us

Tom Hua Mortgage Loan Officer in Richmond, CA is a trusted partner in mortgage banking, helping clients achieve their dreams of homeownership. With years of experience and knowledge, Tom guides clients through the complex mortgage choices available today. We are dedicated to providing excellent service and focus on helping clients reach their cash goals. 

Tom is a first-time buyer or experienced homeowner seeking borrowing options, providing specific advice and support at every step. We in Sacramento, CA are different from others in our area due to his honesty and trustworthiness. Trust is the most important aspect of a relationship between a customer and a lender, and we will always be honest about rates, terms, and loan application details. 

Working with us offers access to a network of professionals, including real estate agents, evaluators, and inspectors, who are ready to help you. Our expertise and honesty team in Walnut Creek, CA set us apart from others in this field.

Our Services

We offer a wide range of loan services to meet your financial needs. Whether you’re looking for a personal loan, a mortgage, or a business loan, our experienced team is here to help. Choose us for reliable and trustworthy loan services that you can count on.

A jumbo loan is a type of mortgage that exceeds the limits set by government-sponsored enterprises. These loans are typically used to finance high-value properties and are subject to different lending requirements than conventional loans. 

Agency loan refers to a financial arrangement where a government agency, such as a development bank or a specialized lending institution, provides funds to support specific projects or initiatives. These loans are often designed to promote economic growth, infrastructure development, or social welfare programs. 

Welcome to our expert team! We are here to assist you in finding the perfect loan solution that aligns with your specific needs and financial goals. Our dedicated team of experts is committed to providing exceptional service.

Introducing our High-balance loan service – a premier offering designed to cater to your financial needs with utmost convenience and flexibility. Experience unparalleled support and guidance from our team of experts as we help you achieve your financial goals.

Our innovative No Income Loan Service, designed to provide financial assistance to individuals without a regular income. Experience peace of mind knowing that you can access financial assistance when you need it the most.

A convenient and flexible financing option tailored to meet your unique financial needs. Our Bank Statement Loan Service is designed to help you achieve your financial goals with ease and peace of mind. 

Why Choose Us?

We in Livermore, CA are different from other loan services because we strive for greatness. In contrast to traditional loan companies, we emphasize building a personal relationship with each client. This way, we can ensure that your experience is unique and meets your specific financial needs. Our team of expert advisors in Concord, CA doesn’t just give out loans; we also want to give you the information and tools you need to make smart choices about your financial future.

What sets us apart is our steadfast commitment to honesty and openness. We in Antioch, CA are completely open and honest with you from the moment you ask for help until you make the last payment. We think that clear communication and holding ourselves responsible for keeping our vows are the best ways to build trust. You can count on a relationship with us based on trust and respect, where your best interests are always taken into account.

Why Choose Us

Areas We Serve

Pleasanton, CA

San Ramon, CA

Dublin, CA

Tracy, CA

Livermore, CA

Concord, CA

Antioch, CA

Richmond, CA

Sacramento, CA

Walnut Creek, CA


I couldn't have asked for a smoother experience with their loan services. From the application process to the final approval, everything was handled efficiently and professionally. Highly recommend it!"

Sarah W., Kensington

"Securing a jumbo loan seemed daunting at first, but thanks to their expertise and personalized approach, I was able to navigate the process seamlessly. Great rates and exceptional service!"

Alex M., Chelsea

"When I needed an agency loan, I turned to this company based on a friend's recommendation. They exceeded my expectations in terms of responsiveness and support throughout the entire process. A trusted partner indeed."

David P., Fulham

Contact Us

We provide personalized assistance for buying a dream home and answering questions about mortgage choices, qualifications, and application processes. We understand that purchasing a home is a life-changing event and aim to make it enjoyable and stress-free.

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